Alraedah Invest is a Saudi debt-based crowdfunding platform, Shariah-compliant, that enables investors to finance small and medium business and receive fixed monthly returns.

Alraedah Invest from Alraedah Finance, licensed by the Saudi Central Bank under license number ASH/201602/43.

Yes. All financing and investment activities are fully Shariah-compliant and approved by our independent Shariah Board.

Any Saudi national or resident above 18 years old with a valid national ID/Iqama and a local bank account.

The minimum is § 1,000, and the maximum is 25% of the amount of a single opportunity and § 250,000 across all active opportunities. (The maximum does not apply to qualified Investors).

No, investments cannot be sold before maturity. However, investors receive fixed monthly payouts throughout the investment period.

We conduct a rigorous due diligence process that includes analyzing financial statements, credit history, operational performance, and repayment guarantees.

You can upgrade by submitting documents proving you meet one of SAMA’s conditions:- Personal assets ≥ § 3 million.- Or annual income ≥ § 600,000 in the last 2 years.- Or 3+ years of financial sector experience.- Or a recognized credit/financial analysis certification.To apply: care@alraedah.sa

No, Alraedah does not participate in any of the investment opportunities.

Your invested amount plus returns will be deposited monthly into your investment wallet.

Example: If you invest § 10,000 in a 10-month opportunity at 7% return, you will receive § 1,070 monthly until the end of the investment term.

You can deposit into your investment wallet by making a bank transfer to the designated bank account shown in your wallet.

No. Currently there are no fees on investing, deposits, or withdrawals.

The opportunity is cancelled and all invested amounts are returned to investors wallets.

If the borrower business delays repayments or defaults, Alraedah will follow up on collection and take the necessary legal and regulatory actions. In the event of a loss, the remaining funds from the investment pool will be returned to investors after deducting expenses. Alraedah Invest is not obliged to cover any loss unless the opportunity’s explicitly states otherwise.

Alraedah Invest, employees or any related parties are not permitted to hold a financial interest or material relationship in any transaction on the platform that could result in a conflict of interest.