Noon Financing

Simplified financing that enables effective growth.

Enhance your business easily with our Noon Merchant Financing solution.

Financing up to SAR 500K

Financing ranges from 100,000 – 500,000 SAR

Flexible repayment schedule

You pay your financing in proportion to your monthly sales which enables a payment schedule that matches your business cycle

Low profit margin

Profit margin rate of 3.95% for 6 months or 5.98% for 9 months

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Funding Amount

From SAR 100,000 to SAR 500,000

Payment mechanism

Fixed instalments to be paid monthly, weekly or every two weeks

  • Management fee of 1% applied for financing periods of 6 months and 1.5% for financing periods of 9 months

  • 10% refundable deposit

  • Profit margin rate of 3.95% for 6 months or 5.98% for 9 months

Payment mechanism

Fixed instalments to be paid monthly, weekly or every two weeks

Conditions to get Noon merchant financing

Annual income of the store should not be below SAR 180K

Noon warehouses should have in stock the volume of goods to equal (or exceed) the financed amount

The business should be operational for at least 12 months

Store rating of at least 3 stars on Noon

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4 Simple Steps to Get Financed

Provide your email address

This will be your NOON email ID.

Noon will send an invitation to their portal

You will have to update your information online.

Credit Assessment will be conducted

Your credit history will be reviewed to determine your affordability

You will receive your offer

You will be provided with your finance offer

Apply for Noon E-Commerce Finance

FAQs

With e-commerce financing, payments are made in fixed installments every two weeks.

It’s very quick, once we receive the full documentation we need, we can provide funds within 5 business days.

We offer financing starting from SAR 100,000 up to SAR 500,000 maximum, with a duration ranging from a minimum of 6 months to a maximum of 12 months.

Our financing is based on the monthly POS sales of your business. We will typically approve you for up to 20% of your annual POS sales. We do not look at your cash sales. For example, if you generate SR1M worth of annual POS sales, you can receive up to SR200,000 in financing.

We would need to analyze your application and bank statements to provide an accurate offer. Our rates can start as low as 10.5%+ (through our Kafalah program).

No, unfortunately, we do not provide financing to start-up businesses or for new business activities. However, if you use one of our POS terminals, one of our relationship managers will be in contact with you once you generate sufficient daily POS transactions and walk you through the steps for funding your business.