Your sales pay off your financing directly

With no fixed monthly installments. Our POS Financing solution removes financial burdens so you can focus on your business.

No fixed monthly instalments

You pay your premium in proportion to your monthly sales volume which allows more flexibility and control over your repayments

Minimum sales of SAR 40K per month

You are eligible for financing even if your sales volumes per month fluctuate

Operational for at least 6 months

All you need to apply is a company registration and 3 months of bank statements

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Deduction through point of sales devices

From SAR 100,000 to 7,500,000

  • One-time fixed administrative fee equating to 1.5% of the financed amount (minimum of SAR 5,000)

  • 15% Value Added Tax (VAT) applies

  • Annual profit rate starts from 10.5% (with the Kafalah program)

  • Terms and conditions may vary on a case-by-case basis

The expected financing amount you can get:

Please note that this amount is approximate and might change according to the credit examination of each application

Provide us with your information to contact you to find out the details of financing and how our products can help you grow your business!

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The expected financing amount you can get:

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4 Simple Steps to Get Financed

Get your offer in 48 hours!

With POS Financing, you won’t have fixed monthly payments. Instead, repayment is automatic and settled daily. Daily payments are based on a small fixed percentage (holdback rate) of your future debit and credit card sales and withheld to repay the facility. It’s simple, easy and affordable because repayment is a fixed percentage of your daily POS transactions, not a fixed Riyal amount.

It’s very quick, once we receive the full documentation we need, we can provide funds within 5 business days.

At Alraedah, we provide financing from a minimum of SR100,000 to a maximum of SR7,500,000 with no fixed repayment period.

Our financing is based on the monthly POS sales of your business. We will typically approve you for up to 20% of your annual POS sales. We do not look at your cash sales. For example, if you generate SR1M worth of annual POS sales, you can receive up to SR200,000 in financing.

We would need to analyze your application and bank statements to provide an accurate offer. Our rates can start as low as 10.5%+ (through our Kafalah program).

No, unfortunately, we do not provide financing to start-up businesses or for new business activities. However, if you use one of our POS terminals, one of our relationship managers will be in contact with you once you generate sufficient daily POS transactions and walk you through the steps for funding your business.