{"id":16955,"date":"2025-02-12T19:28:16","date_gmt":"2025-02-12T16:28:16","guid":{"rendered":"https:\/\/alraedah.sa\/privacy-policy-2\/"},"modified":"2025-12-25T05:32:50","modified_gmt":"2025-12-25T02:32:50","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/alraedah.sa\/en\/privacy-policy\/","title":{"rendered":"privacy policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"16955\" class=\"elementor elementor-16955 elementor-19937\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3fcf584 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3fcf584\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-15d8680\" data-id=\"15d8680\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2443bd elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"c2443bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"49\" viewBox=\"0 0 49 49\" fill=\"none\"><g clip-path=\"url(#clip0_12544_316229)\"><path d=\"M24.3264 47.6274C23.5488 47.634 22.7845 47.4252 22.1184 47.024L13.7938 42.1554C10.6774 40.4125 8.0763 37.8778 6.25338 34.8075C4.43047 31.7372 3.45036 28.2401 3.41211 24.6697V11.3668C3.41248 10.4704 3.68736 9.59555 4.19979 8.86C4.71222 8.12446 5.43761 7.56348 6.2784 7.25253L22.8178 1.1771C23.7919 0.820523 24.8609 0.820523 25.835 1.1771L42.3744 7.25253C43.2152 7.56348 43.9406 8.12446 44.453 8.86C44.9654 9.59555 45.2403 10.4704 45.2407 11.3668V24.6697C45.2024 28.2401 44.2223 31.7372 42.3994 34.8075C40.5765 37.8778 37.9754 40.4125 34.859 42.1554L26.5344 47.024C25.8682 47.4252 25.104 47.634 24.3264 47.6274ZM24.3264 4.3451C24.2176 4.32529 24.1061 4.32529 23.9973 4.3451L7.45782 10.448C7.27152 10.517 7.11166 10.6428 7.00089 10.8077C6.89013 10.9727 6.83408 11.1683 6.84068 11.3668V24.6697C6.88045 27.6406 7.70421 30.5483 9.2286 33.0986C10.753 35.6488 12.924 37.7513 15.5218 39.1931L23.8464 44.0754C23.9936 44.1558 24.1587 44.198 24.3264 44.198C24.4941 44.198 24.6592 44.1558 24.8064 44.0754L33.131 39.1931C35.7288 37.7513 37.8998 35.6488 39.4242 33.0986C40.9486 30.5483 41.7723 27.6406 41.8121 24.6697V11.3668C41.813 11.1729 41.7542 10.9834 41.6439 10.824C41.5335 10.6645 41.3768 10.5428 41.195 10.4754L24.6555 4.39996C24.5501 4.36174 24.4385 4.34315 24.3264 4.3451Z\" fill=\"#3B6DF6\"><\/path><path d=\"M22.8174 31.045C22.4127 31.0424 22.0209 30.9021 21.7065 30.6473L15.8505 25.7102C15.5013 25.4174 15.2828 24.9979 15.2429 24.5439C15.2031 24.09 15.3452 23.6388 15.638 23.2896C15.9307 22.9404 16.3503 22.7219 16.8042 22.682C17.2582 22.6421 17.7093 22.7842 18.0585 23.077L22.6528 26.9445L30.4974 18.3045C30.8029 17.9662 31.2303 17.7632 31.6855 17.74C32.1408 17.7169 32.5865 17.8755 32.9248 18.181C33.2631 18.4866 33.4661 18.914 33.4893 19.3692C33.5124 19.8244 33.3538 20.2702 33.0482 20.6085L24.1614 30.4827C23.9912 30.6679 23.783 30.8141 23.551 30.9112C23.319 31.0082 23.0687 31.0539 22.8174 31.045Z\" fill=\"#3B6DF6\"><\/path><\/g><defs><clipPath id=\"clip0_12544_316229\"><rect width=\"48\" height=\"48\" fill=\"white\" transform=\"translate(0.326172 0.394043)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPrivacy policy\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44f9652 elementor-widget elementor-widget-text-editor\" data-id=\"44f9652\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>1- What is the purpose of collecting your data and how will we process your data?<\/h4><p>The terms and conditions below describe how Alraedah Finance collects, uses, and shares personal information:<\/p><p><strong>1. Information Registration: <\/strong>We collect your name and contact information when you register your information. Your information can be used for easy correspondence with Alraedah Finance and to save your preferences and transaction history.<\/p><p><strong>2. Email Interconnectivity: <\/strong>If you receive an email from us, we use certain tools to capture data related to when you open our message, click on any links or banners it contains and make purchases.<\/p><p><strong>3.Employment: <\/strong>If you apply for a job posting, or become an employee, we collect information necessary to process your application or to retain you as an employee. This may include, among other things, your National ID, Iqama, or passport number. Providing this information is required for employment.<\/p><p><strong>4. Feedback\/Support\/Complaints: <\/strong>If you provide us feedback or contact us for support we will collect your name and e-mail address, as well as any other content that you send to us, in order to reply. We are required by SAMA to maintain this information for a period of 10 years after your account is closed.<\/p><p><strong>5. Mailing List: <\/strong>When you sign up for one of our mailing lists we collect your email address or mobile number<strong>.<\/strong><\/p><p><strong>6. Mobile Devices: <\/strong>We may collect information from your mobile device such as unique identifying information broadcast from your device when visiting our website or when visiting one of our branches.<\/p><p><strong>7. Facility Application Placement: <\/strong>We collect your personal, commercial, and credit information when you submit an application to Alraedah Finance as required by SAMA to process your finance facility. We must maintain this information for a minimum period of 10 years after your account is closed. Your data will be used:<\/p><ul><li>To provide products and services which you have requested, and to conduct business with you (for example, to process your application, to tell you about important changes to our services, to process and to respond to your enquiries, complaints and issues) and to keep updated and collect and improve records<\/li><\/ul><ul><li>To provide an initial quotation where you have applied for credit<\/li><\/ul><ul><li>For security, credit, identification and verification purposes<\/li><\/ul><ul><li>To detect, investigate, and report to the authorized authority and to meet our regulatory, legal and compliance obligations (including performing regulatory and prudential compliance checks on an ongoing basis, transaction monitoring, checks for sanctions and politically exposed persons, and transaction and tax reporting. Also including making disclosures to, co-operating with, and complying with requests from: public authorities, regulators, courts of law, tax authorities, governmental bodies or law enforcement agencies, and investigating and preventing fraud, terrorism and other crime)<\/li><\/ul><ul><li>To assess financing and takaful risks<\/li><\/ul><ul><li>To collect money that you owe us, and to exercise our rights set out in agreements or contracts<\/li><\/ul><ul><li>To improve customer service, and to decide if a product or service is suitable for your needs<\/li><\/ul><ul><li>To provide you with the appropriate level of service, to accommodate your specific individual needs and treat you fairly based on any vulnerability you may have, whether you have told Us or we believe necessary to record, to improve customer service ensure equality of treatment, protect vulnerable customers or safeguard your economic wellbeing<\/li><\/ul><ul><li>To share relevant information in respect of a prospective sale of the company, or any of its subsidiaries, or any part of its or their business<\/li><\/ul><ul><li>To manage, support and provide training to our staff<\/li><\/ul><p><strong>8.Business Partners: <\/strong>We collect information that you provide to our business partners (e.g. Credit Rating Agencies) to process your finance application. We also submit your information to 3rd party government entities for enrollment in Small Medium Enterprises (SME) funding programs (e.g. Kafalah or Monsha\u2019at or SME Bank etc.).<\/p><p><strong>9. Third Party Tracking: <\/strong>We participate in behavior-based advertising. This means that a third party uses technology (e.g., a cookie) to collect information about your use of our website so that they can provide advertising about products and services tailored to your interests. That advertising may appear either on our websites, or on other websites. You can opt-out of receiving advertising based upon your browsing behavior from some network advertising companies by going to the Network Advertising Initiative and the Digital Advertising Alliance websites, although to completely prevent advertising based upon your browsing behavior you should also disable the cookies on your browser.<\/p><p><strong>10. Web logs: <\/strong>We collect information, including your browser type, operating system, Internet Protocol (IP) address (a number that is automatically assigned to a computer when the Internet is used), domain name, click-activity, referring website, and\/or a date\/time stamp for visitors.<\/p><p><strong>11.Cookies and first party tracking: <\/strong>We use cookies and clear GIFs. \u201cCookies\u201d are small pieces of information that a website sends to a computer\u2019s hard drive while a web site is viewed. We may use both session cookies (which expire once a web browser is closed) and persistent cookies (which stay on a device until deleted). Among other things, cookies allow us to provide a more personal and interactive experience and to improve our marketing efforts. Persistent cookies may be removed by following instructions provided by your browser. If you choose to disable cookies some areas or features of our websites may not work properly. We do not store personal information in the cookie.<\/p><p><strong>12. Controlling and Deleting Cookies: <\/strong>If you would like to change how a browser uses cookies, including blocking or deleting cookies from Alraedah Finance\u2019s Website and Services you can do so by changing the settings in your web browser. To control cookies, most browsers allow you to either accept or reject all cookies, only accept certain types of cookies, or prompt you every time a site wishes to save a cookie. You may also delete cookies that are already saved on your device by a browser. The processes for controlling and deleting cookies vary depending on which browser you use.<\/p><p>In addition to the information that we collect from you directly, we may also receive information about you from other sources, including third parties, business partners, our affiliates, or publicly available sources.<\/p><h4>\u00a0<\/h4><h4>2- How will we store your data?<\/h4><p>We are required by SAMA to maintain your personal data for a minimum period of 10 years. However, no method of transmission over the Internet, or method of electronic storage, is fully secure. We use and comply with all security standards required by SAMA to protect your personal information from unauthorized access, use, or disclosure. In the event of any unauthorized access to your personal information we may notify you electronically, in writing, or by telephone.<\/p><h4>\u00a0<\/h4><h4>3- Is there a mechanism to destroy your data?<\/h4><p>Deletion Of Your Personal Information. We retain your personal information for a minimum period of 10 years as required by SAMA, unless a longer retention period is required to comply with our legal obligations, resolve disputes, and\/or enforce any of our agreements. Once the required retention period is completed, your personal data will be deleted through standard and secure procedures.<\/p><p>Revocation of Consent. If you revoke your consent for the processing of personal information, then we may no longer be able to provide you services. We collect the minimum amount of personal data as specified by SAMA to process your finance application.<\/p><h4>\u00a0<\/h4><h4>4- Can you correct or update your data?<\/h4><p>Changes To Your Personal Information. We rely on you to update and correct your personal information. You can make changes to your personal information by emailing \u201c<a href=\"mailto:care@alraedah.sa\">care@alraedah.sa<\/a>\u201d or contacting us through the methods listed in the \u201cContact Us\u201d page on our website. Note that we keep historical information for a period of 10 years as required by SAMA.<\/p><p>You must update your data and provide us with your latest personal documents whenever Alraedah Finance Company requests that.<\/p><h4>\u00a0<\/h4><h4>5- Your Personal Data Rights and how to Exercise Them<\/h4><p>The right to be informed. We have informed you in point 1 above of the legal and practical justification for collecting your data and the purposes of processing your data.<\/p><p>Access To Your Personal Information. We will grant you with reasonable access to the personal information that we have about you. You may request access to your personal information by emailing \u201c<a href=\"mailto:care@alraedah.sa\">care@alraedah.sa<\/a>\u201d or contacting us through the methods listed in the \u201c<a href=\"https:\/\/alraedah.sa\/en\/contact-us\/\">Contact Us<\/a>\u201d page on our Website.<\/p><h4>\u00a0<\/h4><h4>6- How and why will my data be processed for advertising and promotions?<\/h4><p>Marketing: To tell you about other Alraedah Finance products, services and facilities that may interest you (by email, phone or text). We may also use your data for the following after you provide us with your consent:<\/p><ul><li>We may share some personal data (for example, your email address), in a secure format, with our advertising partners and social media companies, so that they can display the most relevant messages to you and others about our products and services. This includes instructing these companies not to show adverts to our existing customers. If you do not want us to share your personal data with our advertising partners or social media companies for this purpose, you can tell us not to.<\/li><\/ul><ul><li>To evaluate the effectiveness of marketing and for research, training and statistical analysis with the aim of improving services.<\/li><\/ul><ul><li>To help us to improve our products, services and operations (including market research, analysis of customer preferences, transactions and market trends, evaluating proposed products, testing new systems and upgrading existing systems).<\/li><\/ul><ul><li>To manage our business and to protect and enforce our rights (Including assessing, monitoring and managing financial, reputational and other risk, conducting audits, liaising with regulators and law enforcement, and to establish, enforce and defend against legal claims).<\/li><\/ul><ul><li>To be able to work with other companies that provide services to us and our customers.<\/li><\/ul><ul><li>You may op-out of the advertising and promotions by emailing\u00a0\u201c<a href=\"mailto:care@alraedah.sa\">care@alraedah.sa<\/a>\u201d\u00a0or contacting us through the methods listed in the \u201c<a href=\"https:\/\/alraedah.sa\/en\/contact-us\/\">Contact Us<\/a>\u201d page on our Website.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4d94433 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4d94433\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c1cf0d\" data-id=\"5c1cf0d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff72842 elementor-fixed elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"ff72842\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;fixed&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/alraedah.sa\/en\/pricing\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pricing<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Privacy policy 1- What is the purpose of collecting your data and how will we process your data? The terms and conditions below describe how Alraedah Finance collects, uses, and shares personal information: 1. Information Registration: We collect your name and contact information when you register your information. Your information can be used for easy [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-16955","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>privacy policy - Alraedah Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alraedah.sa\/en\/privacy-policy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"privacy policy - Alraedah Finance\" \/>\n<meta property=\"og:description\" content=\"Privacy policy 1- What is the purpose of collecting your data and how will we process your data? 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